If you think you are ready to get approved, watch this first. Jumping into a mortgage application without organizing your paperwork can lead to unexpected delays and lower borrowing amounts. Gathering your financial history beforehand allows you to present a clean, reliable file to a Canadian lender.
You need a solid tracking of your down payment funds for the past ninety days.
Your employment verification requires recent paystubs and your latest tax notices.
And, every monthly debt obligation must be declared to calculate your true buying power.
Send a message if you would like to review your paperwork before applying.